Now in beta. On-chain dollar payments for consumer apps. Watch a payout settle
Deposits, balances, and payouts in digital dollars. Chain speed underneath, nothing for your users to learn.
Money that moves
like a message
Hold balances
A per-user dollar ledger, fully reserved, reconciled to the chain every block.
Get startedYour app · user balances live
Held for users$4,218,930.55Fully reserved digital dollars
Moved today$182,430.55Deposits, purchases, transfers, and payouts
| Time | Activity | Amount |
|---|---|---|
| 2:41 pm | Deposit · bank transferuser 8f21 | +$250.00 |
| 2:39 pm | Payout · instantuser 03aa | -$1,200.00 |
| 2:37 pm | Deposit · debit carduser c4d9 | +$50.00 |
| 2:30 pm | In-app purchaseuser 8f21 | -$20.00 |
Pay out instantly
Withdrawals settle on chain in about a second, any day of the week.
Book a demouser 03aa · withdrawal
$120.00
- Requested
- Settled on chain
- Sent to bank
One tap. No gas, no wallet, no waiting for Monday.
How it works
DepositHoldMove
Bank, card, or crypto. We run KYC and fraud. Your user just sees dollars.
user 8f21Deposit
Deposit · bank transfer+$250.00KYC passed · fraud score 0.02 · credited
- Settlement
- About one second, 24/7, weekends included
- Cost
- A fraction of a cent to move money between users
- Dollars
- Fully reserved digital dollars, redeemable 1:1
- Reach
- Any bank account, card, or wallet in and out
- Ledger
- Every balance reconciles to the chain, every block
- Your users see
- A balance, a deposit button, a withdraw button
On-chain underneath
Chain speed. Bank-app simplicity.
We run wallets, ledger, on-ramps, off-ramps, and compliance in front of the chain. Your users never see a wallet, a token, or a gas fee.
API referenceWhat Hedge handles
- DepositsBank, card, Apple Pay, or stablecoin in.
- LedgerHolds, reserves, and instant user-to-user transfers.
- PayoutsInstant on chain. Same-day to a bank.
- ComplianceKYC, sanctions, limits, and state rules.
